Upgrade Your
Analytics on Fintech Data with AI
Real-time risk detection, predictive analytics, and compliance intelligence, all in one AI-powered platform.
Fintech Analytics Landscape
Fintech companies face rising complexity, from fraud risks to regulatory pressure and volatile market conditions. Terno enables you to harness your data to stay ahead. Whether you're monitoring transactions, analyzing portfolios, or forecasting trends, our platform empowers you to make smarter, faster decisions without writing a single line of code.
Half
Banks and Fintech Co.
Reported losing large sums to fraud
58%
AI Adoption in fintech
By End of 2025
25%
Increase in Efficiency
operations streamlined with AI analytics
23 Hours
Saved per week
Generating instant BI and research report
Upcoming Event
Join our exclusive, invite-only event designed for business leaders - book your seat now to explore how AI is transforming Fintech.
Data Science using AI on Fintech Data
Thursday 22 January
6:30 - 7:30 PST | 20:00 - 21:00 IST
Join us for an upcoming session on how AI is transforming analytics across the fintech landscape, from risk and fraud detection to portfolio forecasting and compliance automation. This 60-minute webinar will show you how to securely connect to internal systems, run advanced analytics using natural language, and make faster, data-driven decisions without exposing sensitive financial data. You'll see real-world use cases and a live walkthrough of a powerful AI workflow built for financial teams. If you're in fintech and looking to unlock smarter insights securely, this session is for you.
Case Studies
Fintech companies face unique challenges that require sophisticated data-driven solutions that works
AI-Driven Client Risk & Return Intelligence
Terno reveals client segments, risk outliers, and return opportunities automatically, turning raw portfolio data into advisor-ready insights.
Business Impact
66% improvement in risk-adjusted portfolio decisions
AI-Powered NFT Market Intelligence in minutes
Terno analyzes NFT collections to uncover market drivers, segment top performers, and predict high-value assets automatically.
Business Impact
81.5% accuracy in predicting top-tier NFT collections
Uncovering Portfolio Concentration Risks in Lending Data
Terno analyzed 2.26M LendingClub loans to reveal geographic, industry, and product concentration risks using advanced segmentation and visualization.
Business Impact
Reduce manual portfolio concentration analysis time by 90%
Simulating Macro Stress Scenarios with AI for Capital Planning
Terno built a full-stack AI pipeline to simulate economic stress on 2.26M loans using macro data, machine learning, and an interactive app.
Business Impact
Reduced capital planning cycle time by 95% with automated scenario testing
Unlock Deeper Financial Intelligence
Terno AI seamlessly integrates with all data silos to deliver enterprise-grade analytics and business intelligence
Intelligent Analytics
Gets better at understanding your data with every use, learning your business logic to surface relevant insights.
Real-Time Processing
Process millions of data points in real-time to provide instant insights and automated decision-making
Enterprise Grade Security
Ensure Security with SQL-Shield, Virtual Environment, On-Premise setup, etc. So your data never leaves your premise.
Automate your reports
Schedule analyses once and get fresh campaign reports delivered to your inbox every morning, ready to share
All channels in one place
Connect every data source From spreadsheets to data warehouses. Connect, ask, and get insights in seconds.
Appservice
Turn your Query into a reusable app, so you dont spend tokens again for the same queries.
Data Security
Connect Terno AI to your existing data infrastructure with enterprise-grade security with read-only access and schema-based analysis.
Security First Approach
Your data security is our top priority. We use read-only access, schema-only analysis, and enterprise-grade encryption to keep your data safe.
Read-Only Access
Read-Only AccessWe only require SELECT permissions on your data. No write, update, or delete operations.
Schema-Only Analysis
We analyze your database schema and metadata, not your actual sensitive data.
Encrypted Connections
All database connections use TLS/SSL encryption with certificate validation.
Secure Infrastructure
Our systems run in isolated, SOC 2 compliant environments with regular security audits.
Credential Management
Database credentials are encrypted at rest and never logged or exposed.
Access Control
Role-based access control ensures only authorized team members can manage integrations.
What We Access
- Database schema and table structures
- Column names and data types
- Relationships and constraints
- Sample data for analysis (configurable)
What We Don't Access
- No write, update, or delete operations
- No access to user credentials or passwords
- No modification of database settings
- No access to system tables or logs
Get Started with Terno AI
Make faster decisions with your data. Terno AI helps teams explore databases using natural language, delivering instant insights without waiting on analysts or writing SQL.
- Self-serve analytics for teams
- No dashboards or manual queries
- Enterprise-grade security
