Upgrade Your
Analytics on Fintech Data with AI
Real-time risk detection, predictive analytics, and compliance intelligence, all in one AI-powered platform.
Fintech Analytics Landscape
Fintech companies face rising complexity, from fraud risks to regulatory pressure and volatile market conditions. Terno enables you to harness your data to stay ahead. Whether you're monitoring transactions, analyzing portfolios, or forecasting trends, our platform empowers you to make smarter, faster decisions without writing a single line of code.
Half
Banks and Fintech Co.
Reported losing large sums to fraud
58%
AI Adoption in fintech
By End of 2025
25%
Increase in Efficiency
operations streamlined with AI analytics
23 Hours
Saved per week
Generating instant BI and research report
Upcoming Events
ERP Case Studies
Enterprises using ERP systems face unique challenges that require sophisticated data-driven solutions.
AI-Driven Client Risk & Return Intelligence
Terno reveals client segments, risk outliers, and return opportunities automatically, turning raw portfolio data into advisor-ready insights.
Business Impact
66% improvement in risk-adjusted portfolio decisions.
AI-Powered NFT Market Intelligence in minutes
Terno analyzes NFT collections to uncover market drivers, segment top performers, and predict high-value assets automatically.
Business Impact
81.5% accuracy in predicting top-tier NFT collections.
Uncovering Portfolio Concentration Risks in Lending Data
Terno analyzed 2.26M loans to reveal geographic, industry, and product concentration risks using advanced segmentation and visualization.
Business Impact
Reduce manual portfolio concentration analysis time by 90%.
Simulating Macro Stress Scenarios with AI for Capital Planning
Terno built a full-stack AI pipeline to simulate economic stress on 2.26M loans using macro data, machine learning, and an interactive app.
Business Impact
Reduced capital planning cycle time by 90% with automated scenario testing.
Predict Credit Card Payment Defaults
Forecast whether a credit card applicant will repay dues on time, enabling smarter approval decisions without hard credit checks.
Business Impact
Reduce default losses and improve approval accuracy by 95%.
Automate Insurance Fraud Detection
Automate detection of suspicious insurance claims by scoring claim features and fraud likelihood using Terno AI’s machine-learning workflow.
Business Impact
85% faster claim processing, billions saved in fraud losses, honest claims approved quicker.
How Terno Transforms ERP
Terno AI seamlessly integrates with any ERP system to deliver enterprise-grade analytics and intelligent automation across departments.
Intelligent Analytics
Gets better at understanding your data with every use, learning your business logic to surface relevant insights.
Real-Time Processing
Process millions of data points in real-time to provide instant insights and automated decision-making
Enterprise Grade Security
Ensure Security with SQL-Shield, Virtual Environment, On-Premise setup, etc. So your data never leaves your premise.
Data Security
Connect Terno AI to your existing data infrastructure with enterprise-grade security with read-only access and schema-based analysis.
Security First Approach
Your data security is our top priority. We use read-only access, schema-only analysis, and enterprise-grade encryption to keep your data safe.
Read-Only Access
We only require SELECT permissions on your data. No write, update, or delete operations.
Schema-Only Analysis
We analyze your database schema and metadata, not your actual sensitive data.
Encrypted Connections
All database connections use TLS/SSL encryption with certificate validation.
Secure Infrastructure
Our systems run in isolated, SOC 2 compliant environments with regular security audits.
Credential Management
Database credentials are encrypted at rest and never logged or exposed.
Access Control
Role-based access control ensures only authorized team members can manage integrations.
What We Access
- ✔ Database schema and table structures
- ✔ Column names and data types
- ✔ Relationships and constraints
- ✔ Sample data for analysis (configurable)
What We Don't Access
- ✔ No write, update, or delete operations
- ✔ No access to user credentials or passwords
- ✔ No modification of database settings
- ✔ No access to system tables or logs
Get Started with Terno AI
Make faster decisions with your data. Terno AI helps teams explore databases using natural language, delivering instant insights without waiting on analysts or writing SQL.
- Self-serve analytics for teams
- No dashboards or manual queries
- Enterprise-grade security
Contact Us
Have a question, need a demo, or want to work with us? Reach out and our team will get back to you shortly.
Get in touch
We’re here to help you with data insights, onboarding, pricing or anything else.
reachus@terno.ai
Phone
+1 (412) 568-3901
Address
9450, SW Gemini Dr, PMB 90168, Beaverton, Oregon 97008-7105, United States